base on QR code generator (ASCII & PNG) for SEPA payments # QR code generator (ASCII & PNG) for SEPA payments [](https://pkg.go.dev/github.com/jovandeginste/payme) [](https://goreportcard.com/report/github.com/jovandeginste/payme) [](https://raw.githack.com/wiki/jovandeginste/payme/coverage.html) ## What is this? This tool makes it easier for people (in Europe) to pay with bank transfers. It does not serve as a payment gateway or anything similar. It does no payment verification at all, it simply provides the necessary payment information in a QR code, which may be scanned by the person who wants to pay. The QR code contains the information necessary for a bank transaction in the form of a [SEPA credit transfer](https://epc-qr.eu/). It can be used to prefill the transaction form if your [banking app supports](#Support) payment by QR code. The process of generating the QR code is entirely local and offline. It can be printed in ASCII in the terminal, or exported as a PNG for inclusion in eg. a web page or a mail. One QR code can be used without limit, but will always contain the same payment information: amount, remittance message, destination account. More than one person can scan the same code to pay the same amount (eg. split a bill with friends), or one person can scan the code on a recurring base (eg. you pay your internet invoice every month and it's a fixed price) ## Install ```bash $ go install github.com/jovandeginste/payme@latest ``` Usage: ```bash Generate SEPA payment QR code Usage: payme [flags] Flags: --amount float Amount of the transaction --bic string BIC of the beneficiary --character-set int QR code character set (default 2) --debug print debug output --file string write code to file, leave empty for stdout -h, --help help for payme --iban string IBAN of the beneficiary --name string Name of the beneficiary --output string output type: png or stdout (default "stdout") --purpose string Purpose of the transaction --remittance string Remittance (message) --structured Make the remittance (message) structured --qr-version int QR code version (default 2) ``` You can set some default values in your ENV, eg.: ```bash export PAYME_IBAN=DE71110220330123456789 export PAYME_NAME="Franz Mustermänn" export PAYME_BIC=BHBLDEHHXXX ``` Generate QR code as text, print on the console: ```bash $ payme \ --name "Franz Mustermänn" \ --iban "DE71110220330123456789" \ --amount 12.3 \ --remittance "RF18539007547034" ``` Generate QR code as png, save as file: ```bash $ payme \ --name "Franz Mustermänn" \ --iban "DE71110220330123456789" \ --amount 12.3 \ --remittance "RF18539007547034" \ --output png \ --file QR.png ``` ## Support Please provide feedback if your banking app supports or does not support these QR codes. The QR code is tested with the mobile apps of these banks: ### Belgium | Bank | Support | | ------- | ------------------------------------------ | | Belfius | Yes | | Fortis | Problems with characters in the remittance | | KBC | Yes | ## References - https://en.wikipedia.org/wiki/Single_Euro_Payments_Area - https://en.wikipedia.org/wiki/EPC_QR_code - https://epc-qr.eu/ ", Assign "at most 3 tags" to the expected json: {"id":"8275","tags":[]} "only from the tags list I provide: []" returns me the "expected json"